A Letter to My Future Self (Read this on Christmas Eve)

Next year, things will be different.

It’s Christmas Eve. The world is quiet.

Take 5 minutes today to look at your bank account. Look at your daily routine. Look at your freedom.

Are you happy with it?

If the answer is “No,” don’t get sad. Get determined. Make a pact with yourself right now, before the festivities begin:

“This is the last Christmas I will feel stress about money.”

I am building the Q1 Income OS to ensure you keep that promise. The tools are coming. The strategy is coming.

For the next 48 hours, be present with your family. But in the back of your mind, know this: 2026 is the year we change everything.

Happy Christmas Eve.

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